IELTS Writing Task 2 Samples: Boost your IELTS score by reading model essays.

Some people believe that children should be taught financial management skills at school, while others think this responsibility belongs to parents. Discuss both views and give your opinion.

There is growing debate over whether financial literacy should be taught formally in schools or left to parental guidance. While some argue that parents are best positioned to teach children about money, others contend that schools play a crucial role in equipping young people with essential financial skills. This essay discusses both perspectives and presents a reasoned opinion.

Those who support parental responsibility argue that financial habits are closely linked to family values and socioeconomic background. Parents can provide practical, real-life lessons such as budgeting household expenses or managing allowances. Moreover, they are more familiar with their children’s maturity levels and can tailor financial guidance accordingly.

In contrast, proponents of school-based financial education emphasize equality and consistency. Not all parents possess adequate financial knowledge, which can result in significant disparities among students. By integrating financial management into the school curriculum, governments can ensure that all children acquire fundamental skills such as saving, investing, and responsible spending, regardless of their background.

In my view, although parents play an important supportive role, schools should take primary responsibility for teaching financial literacy. A structured educational framework ensures that every child gains the knowledge required to make informed financial decisions in adulthood.

English	Turkish	Russian	Kazakh
Financial literacy	Finansal okuryazarlık	Финансовая грамотность	Қаржылық сауаттылық
Formal education	Resmi eğitim	Формальное образование	Ресми білім беру
Parental guidance	Ebeveyn rehberliği	Родительское руководство	Ата-ана бағыт-бағдары
Financial habits	Finansal alışkanlıklar	Финансовые привычки	Қаржылық әдеттер
Socioeconomic background	Sosyoekonomik geçmiş	Социально-экономический фон	Әлеуметтік-экономикалық орта
Household expenses	Ev giderleri	Домашние расходы	Үй шығындары
Allowance	Harçlık	Карманные деньги	Қалта ақшасы
Maturity level	Olgunluk seviyesi	Уровень зрелости	Жетілгендік деңгейі
Equality	Eşitlik	Равенство	Теңдік
Consistency	Tutarlılık	Последовательность	Тұрақтылық
Curriculum	Müfredat	Учебная программа	Оқу бағдарламасы
Fundamental skills	Temel beceriler	Базовые навыки	Негізгі дағдылар
Responsible spending	Sorumlu harcama	Ответственные траты	Жауапты шығын
Financial disparity	Finansal eşitsizlik	Финансовое неравенство	Қаржылық теңсіздік
Structured framework	Yapılandırılmış çerçeve	Структурированная система	Құрылымдалған жүйе
Informed decisions	Bilinçli kararlar	Осознанные решения	Саналы шешімдер
Adulthood	Yetişkinlik	Взрослая жизнь	Ересектік кезең
Practical application	Pratik uygulama	Практическое применение	Практикалық қолдану
Life skills	Yaşam becerileri	Жизненные навыки	Өмірлік дағдылар
Long-term benefit	Uzun vadeli fayda	Долгосрочная выгода	Ұзақ мерзімді пайда

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